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The Surrey Mortgage Company
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    • Home
    • About us
    • Advice and Services
      • Mortgages
      • Protection Insurance
      • Insurance Services
      • Bridging Loans
      • Equity Release
      • Wills and Estate Planning
    • Mortgage News & Insights
    • Contact Us
The Surrey Mortgage Company
  • Home
  • About us
  • Advice and Services
    • Mortgages
    • Protection Insurance
    • Insurance Services
    • Bridging Loans
    • Equity Release
    • Wills and Estate Planning
  • Mortgage News & Insights
  • Contact Us

Meet The Team

Surrey Mortgage Company Surrey Mortgage Broker First Time Buyer Remortgage Rate Switch Moving Home

Charlotte Skinner (CeMAP)

Charlotte Skinner (CeMAP)

Charlotte Skinner (CeMAP)

Director

Senior Mortgage & Protection Consultant - Surrey Based

Direct Contact: 

07741 665205 charlotte@thesurreymc.co.uk

Harry Emblen (CeMAP)

Charlotte Skinner (CeMAP)

Charlotte Skinner (CeMAP)

Mortgage & Protection Consultant - Oxford Based 


Direct Contact: 

07368 613966 harry@thesurreymc.co.uk

Harriet Skinner (CeMAP)

Charlotte Skinner (CeMAP)

Harriet Skinner (CeMAP)


Mortgage Paraplanner


Direct Contact: 

01372 811068 harriet@thesurreymc.co.uk

Charlotte's Journey

Charlotte boasts an impressive career spanning over 18 years in Mortgage and Protection Services. Her journey commenced in 2006 at the renowned Nationwide Building Society. It was there that her passion for helping individuals secure their dream homes and financial futures began to flourish. 


Operating across the vibrant landscapes of Surrey, Sussex, and Greater London, Charlotte has earned recognition as a mortgage consultant. Her extensive knowledge of the market is matched only by her dedication to delivering outstanding results for her clients. As an expert in specialist mortgages, Charlotte has cultivated invaluable relationships with a diverse range of lenders. This extensive network ensures that her clients have access to an array of tailored solutions to meet their unique needs.


Charlotte's commitment to knowledge-sharing and mentorship has transformed her team into accomplished mortgage brokers. Her nurturing approach and dedicated coaching have enabled staff members to transition seamlessly into their roles as skilled professionals in the field.


Charlotte also collaborates with local businesses to establish positive and reciprocal working relationships, streamlining the entire mortgage process for you. Her dedication to fostering these connections ensures that you receive a holistic and hassle-free experience.


Beyond her professional life, Charlotte is a dedicated mother to two wonderful children and a passionate traveller.  Her heart belongs to Chiang Mai, Thailand, where she cherishes the fondest memories of her adventures. 

Harry's Journey

 

Harry joins The Surrey Mortgage Company with over a decade of experience in Financial Services, working for Nationwide Building Society for 15 years, which is how he came to know Charlotte. It was at Nationwide that Harry came to understand how daunting the mortgage process can feel. Harry takes pride in offering clear guidance, reliable communication, and a genuinely supportive service from start to finish. His focus is on making the complex simple and helping clients move forward with confidence, whether they are buying their first home or reviewing existing borrowing.


During his 15 years at Nationwide, Harry has worked across Sussex, Surrey, Hertfordshire, Buckinghamshire and Oxfordshire, resulting in extensive knowledge of the different challenges facing clients across the South, as well as amassing extensive contacts in the industry. 


Beyond his professional life, Harry grew up in West Sussex and now lives in Oxford with his husband Jack. Harry enjoys spending time with friends and family, traveling through Europe - particularly Italy, and keeping fit.

Harriet's Journey

  

Harriet has been part of the mortgage industry since 2017, after graduating with a Bachelor of Science in Photography and Journalism. 


She began her career as a paraplanner, where she quickly built a strong understanding of the mortgage world, and went on to qualify as a mortgage advisor in 2021. Since then, she’s enjoyed combining her strong problem-solving skills with a people-focused approach to helping clients navigate their home buying journeys.


Outside of work, Harriet loves crocheting and sewing in her downtime, often creating handmade pieces for her two-year-old son.

ARRANGE A NO-OBLIGATION CONSULTATION

M 07741 665205         T 01372 811068

E info@thesurreymc.co.uk

The Surrey Mortgage Company Ltd is an appointed representative of Sesame Ltd which is authorised and regulated by the Financial Conduct Authority.  Registered in England & Wales no. 12251479. Registered Address: Office 3, Downs Meadow Stables, Ranmore Road, Dorking, Surrey, RH4 1HW.   


The information contained in this website is subject to UK Regulatory Regime and is therefore intended for consumers based in the UK. 


 The FCA does not regulate some forms of Buy to Let mortgages & Bridging Loans 


Copyright © 2026 The Surrey Mortgage Company Limited- All Rights Reserved. 

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